Debit card and app. Waitlist open.
A debit card and app that keep overdraft fees, surprise charges and messy budgets out of your month.
Move your cursor. Drag to spin.Drag the card to spin it.
01 / Fees
Fees you stopped noticing.
Most accounts charge for things you barely see until the statement arrives. Keel is being built to charge for none of these.
- Overdraft$0.00
- Monthly maintenance$0.00
- Minimum balance$0.00
- Foreign transaction$0.00
- Out-of-network ATM$0.00
- Paper statement$0.00
- Card replacement$0.00
02 / The card
One card. Four things it does for you.
- 01
Freeze it in one tap
Left it in a cab? Lock the card from the app, then unlock it when it turns up.
- 02
A separate number for online
Shop with a virtual card number, so the one in your wallet stays out of checkout forms.
- 03
Every spend, as it happens
Each payment shows up in the app with the merchant and the amount right after you pay.
- 04
Round-ups built in
Purchases round up to the next dollar and the difference moves to your savings jar.
03 / Round-ups
Spare change, moved for you.
Pay $4.35 for a coffee and Keel treats it as $5.00. The $0.65 difference drops into your savings jar. You can move it back any time.
| Purchase | Paid | To jar |
|---|---|---|
| Corner café | $4.35 | +$0.65 |
| Metro fare | $2.75 | +$0.25 |
| Grocer | $38.12 | +$0.88 |
| Pharmacy | $11.60 | +$0.40 |
| Lunch | $12.45 | +$0.55 |
| Bookshop | $17.99 | +$0.01 |
Savings jar
$0.00
Waiting for the first purchase
Example week. Illustration only, not account data.
04 / The app
Your month on one screen.
- 01 / 04
Safe to spend
Your balance minus the bills still due this month, so the big number is the one you can use.
- 02 / 04
Budgets that add up
Set a limit per category and see what is left before you pay, not after.
- 03 / 04
A jar for spare change
Round-ups collect in one place. Move the money back to spending whenever you want.
- 04 / 04
Controls within reach
Freeze the card, turn off payments abroad or switch off online use without calling anyone.
05 / Calculator
What would your spare change add up to?
Use your own numbers. Nothing you enter here is stored or sent.
In a year
$327.60
- Per month
- $27.30
- Per week
- $6.30
Round-ups are your own money moved into savings. They are not interest, and no interest rate is offered here.
06 / Security
Security, in plain sentences.
- 01
Keel is a technology company, not a bank. Banking services come from our partner bank.
- 02
Your deposits are held at that bank and insured up to the legal limit.
- 03
You can freeze your card from the app in one tap, and unfreeze it the same way.
- 04
Online purchases use a separate card number, so your physical card number stays out of checkout forms.
- 05
Signing in on a new phone needs your passcode and a one-time code.
- 06
Every card payment sends a notification, so an unfamiliar charge does not wait for your statement.
- 07
We do not sell your transaction data.
07 / Waitlist
Take the fees out of your month.
Join the waitlist and we will email you when cards are ready to order.